The public is encouraged to attend free classes being held at Plymouth High School during the upcoming Money Smart Week.
Money Smart Week, first held in Wisconsin in 2006, offers a wide range of classes on financial topics that are free and open to the public.
Courses are being offered throughout the county during Money Smart Week, April 21-28. Below is a list of courses being held at Plymouth High School.
Monday, April 23
Protect Yourself from Identity Theft
5-6 p.m. in Room B201
Sponsored by: Plymouth Police Department
More Information: Learn how to protect yourself from identity theft and fraud.
Chris Ringel, Deputy Chief – Plymouth Police Dept. (920) 893-6541, ringel@wiplymouthpd.com
Creating a Tax Free Environment
5-6 p.m. in Room B203
Sponsored by: Veritas Financial Services LLC
More Information: This presentation will look at ways to prepare for retirement in a tax efficient way, and will also look at proposed changes to the tax code going forward.
Jeremy Burri (920) 893-5262, jburri@veritasinvesting.com
Long Term Care: The Overlooked Risk
5-6 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: Many people put off thinking about Long Term Care, however, delaying an education on Long Term Care could be a very costly mistake to you and your family. There are many new programs, choices, and incentives available today to assist individuals in protecting themselves and their nest egg from a Long Term Care event.
Paulette Ruminski (920) 893-5262, pruminski@veritasinvesting.com
Reverse Mortgage … Is it Right For You?
5-6 p.m. in Room B209
Sponsored by: Cherry Creek Mortgage
More Information: Explore how a reverse mortgage works and whether it is right for your financial situation.
Karen Madson (920) 457-5626, kmadson@ccmclending.com
You and Your Credit Report
6:15-7:15 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn what a credit report contains and how this information is used by creditors to determine whether or not you will be considered for a loan. Find out who the three major credit bureaus are and how to obtain a free copy of your credit report.
Matt Kautzer (920) 458-3784, mkautzer@cccsonline.org
Annuities: Peace of Mind or Costly Mistake
6:15-7:15 p.m. in Room B203
Sponsored by: Veritas Financial Services LLC
More Information: The proliferation of annuity products over the past 10 years has been nothing short of amazing. This presentation will go over the considerations you must weigh to make sure your investment decisions are based on facts and logic, not fear of the market. We will show you methods to calculate the true rate of return promised by many of these products.
Jeremy Burri (920) 893-5262, jburri@veritasinvesting.com
Medicare and You
6:15-7:15 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: This class will discuss the federal Medicare program - what it pays for and what it doesn’t pay for. We will also explore options to fill in the gaps of Medicare coverage and how to get the most from your health care dollars.
Dorcas George (920) 893-5262, dorcas.george@veritasinvesting.com
Reverse Mortgage … Is it Right For You?
6:15-7:15 p.m. in Room B209
Sponsored by: Cherry Creek Mortgage
More Information: Explore how a reverse mortgage works and whether it is right for your financial situation.
Karen Madson (920) 457-5626, kmadson@ccmclending.com
Stretching Your Food Dollar
7:30-8:30 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn basic concepts of getting more for less in your grocery shopping. Discover how to save 10% or more on your grocery bill every month. What could you do with that extra money?
Matt Kautzer (920) 458-3784, mkautzer@cccsonline.org
How to Qualify for a Home Loan
7:30-8:30 p.m. in Room B203
Sponsored by: Cleveland State Bank
More Information: Learn what is needed to qualify for a home loan and what to expect when applying for a loan. This class will also cover the home buying “decision process” and the different loan programs that are available.
Lacey Busse (920) 693-8256, lbusse@bankatcsb.com
Finances for Couples
7:30-8:30 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: Money issues are one of the top sources of conflict for couples. A fun quiz will help you each identify your “money personality” and gain insights to help you start working together to meet your financial goals.
Dorcas George (920) 893-5262, dorcas.george@veritasinvesting.com
Tuesday, April 24
Beating the Financial Squeeze
5 to 6 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn the basic tools to develop and implement a successful spending plan to help you take control of your financial matters.
Tammy Harris (920) 458-3784, tharris@cccsonline.org
For Women Only – Why Women Need Financial Intimacy
5 to 6 p.m. in Room B203
Sponsored by: Pamela Otten LLC
More Information: 90% of women will be alone at some point in their life. Women need to have financial intimacy in their relationships to protect themselves from financial harm, caused by unexpected events such as job loss, death, separation or divorce. Learn how to have good financial planning conversations with Pamela Otten, the Financial Mom.
Pam Otten (920) 459-8933, info@pamelaotten.com
Choosing Your Health Insurance Wisely … Maximizing the Dollars You Spend
5 to 6 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: The majority of people today feel they are paying too much for their health insurance. This session will help individuals understand their health insurance choices and how they can maximize the dollars they spend on health insurance.
Paulette Ruminski (920) 893-5262, pruminski@veritasinvesting.com
Market Mayhem & Economic Madness: Finding Your Way through the Maze
5 to 6 p.m. in Room B209
Sponsored by: H.C. Denison Company
More Information: Consumers have been bombarded with apocalyptic news about the economy and market. In this eye-opening seminar, Robert J. Kuehl dispels the barrage of doomsday reports circulating in the mainstream media, arming attendees with valuable insights that will enhance both their financial and personal wellbeing.
Robert J. Kuehl, CFP & Vice President - H.C. Denison (920) 457-9451, rkuehl@hcdenison.com
Making Dreams Come True
6:15 to 7:15 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: We all want the most out of life. Learn how to change your outlook on life and make your dreams come true. It’s not just about setting goals; it’s about making things happen!
Ken King (920) 458-3784, kking@cccsonline.org
Basics of Investing
6:15 to 7:15 p.m. in Room B203
Sponsored by: Pamela Otten LLC
More Information: If you don’t know what a stock or bond or mutual fund is, this class is for you. Basics of Investing will cover different types of investments, what they are used for, and different types of investment accounts to put them in. Basics of Investing also will cover important investing concepts, including biggest investor mistakes, risk, time horizon, and investor behavior.
Pam Otten (920) 459-8933, info@pamelaotten.com
Medicare and You
6:15 to 7:15 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: This class will discuss the federal Medicare program - what it pays for and what it doesn’t pay for. We will also explore options to fill in the gaps of Medicare coverage and how to get the most from your health care dollars.
Dorcas George (920) 893-5262, dorcas.george@veritasinvesting.com
1st Time Home Buyers
6:15 to 7:15 p.m. in Room B209
Sponsored by: United One Credit Union
More Information: Buying a home can seem overwhelming, especially when you’re experiencing it for the first time. I believe in the dream of homeownership and I will show you how to realize yours.
Linda Serrano (920) 694-3932, lserrano@unitedone.org
Seven Steps for Financial Success
7:30 to 8:30 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn the 7 basic steps to financial success from visualizing success to accomplishing your goals.
Ken King (920) 458-3784, kking@cccsonline.org
How to be an Intelligent Investor
7:30 to 8:30 p.m. in Room B203
Sponsored by: Pamela Otten LLC
More Information: How are you making your investment decisions? How do you know you are choosing the right investments for you, even in your 401k? How do you know if your investments are doing well?
Pam Otten (920) 459-8933, info@pamelaotten.com
Finances for Couples
7:30 to 8:30 p.m. in Room B207
Sponsored by: Veritas Financial Services LLC
More Information: Money issues are one of the top sources of conflict for couples. A fun quiz will help you each identify your “money personality” and gain insights to help you start working together to meet your financial goals.
Dorcas George (920) 893-5262, dorcas.george@veritasinvesting.com
Wednesday, April 25
Facing Mortgage Issues
5 to 6 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Having trouble making a house payment? Heading for or currently in foreclosure? This class will answer questions about your options and give you information about how to avoid or stop foreclosure.
Lisa Arneson (920) 458-3784, larneson@cccsonline.org
Don’t Forget Your Home Inspection
5 to 6 p.m. in Room B203
Sponsored by: 4 Square Home Inspections, LLC
More Information: Important information you should know “before” buying or selling your home.
Greg Leibig, Certified Home Inspector (920) 451-4646, greg@4squarehi.com
Reverse Mortgage … Is it Right For You?
5 to 6 p.m. in Room B207
Sponsored by: Cherry Creek Mortgage
More Information: Explore how a reverse mortgage works and whether it is right for your financial situation.
Karen Madson (920) 457-5626, kmadson@ccmclending.com
Buying a Vehicle – What You Think You Know Might Hurt You (Part 1)
6:15 to 7:15 p.m. in Room B201
Sponsored by: Kohler Credit Union
More Information: Learn about common myths and mistakes related to buying a car today. Learn how buying a car in the past will not work today and avoid common mistakes and traps.
Scott Presutti, Automotive Resource Manager (920) 459-2595, spresutti@kohlercu.com
Reverse Mortgage … Is it Right For You?
6:15 to 7:15 p.m. in Room B207
Sponsored by: Cherry Creek Mortgage
More Information: Explore how a reverse mortgage works and whether it is right for your financial situation.
Karen Madson (920) 457-5626, kmadson@ccmclending.com
Buying a Vehicle – What You Think You Know Might Hurt You (Part 2)
7:30 to 8:30 p.m. in Room B201
Sponsored by: Kohler Credit Union
More Information: Learn about common myths and mistakes related to buying a car today. Learn how buying a car in the past will not work today and avoid common mistakes and traps.
Scott Presutti, Automotive Resource Manager (920) 459-2595, spresutti@kohlercu.com
Thursday, April 26
Beating the Financial Squeeze
5 to 6 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn the basic tools to develop and implement a successful spending plan to help you take control of your financial matters.
Tammy Harris (920) 458-3784, tharris@cccsonline.org
Myths and Truths of Investing
5 to 6 p.m. in Room B203
Sponsored by: Veritas Financial Services LLC
More Information: This presentation looks at the still widely held myths of the investment community and the true story of investing from an academic standpoint. We will also discuss the warning signs that you are actually gambling and speculating with your portfolio versus prudently investing.
Margaret Wittkopp (920) 893-5262, margaret.wittkopp@veritasinvesting.com
Love and Money: A Relationship Challenge
5 to 6 p.m. in Room B207
Sponsored by: Matt Raunio and Maureen O‘ Shea
More Information: Money problems often are a major source of disagreement in a couple’s relationship. We’ll talk about how our differing money styles and values may lead to unnecessary strain between couples and damage their relationship as well as their finances. Dealing with money issues within the context of a relationship doesn’t mean just focusing on financial skills and options, but must also include communication and relationship skills so that both partners can participate in finding a solution that works for both of them.
Matt Raunio (920) 459-6640, matthew.raunio@uwc.edu
Scams and Schemes to Get Your Money
6:15 to 7:15 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Everyone wants your money! What do you have to do to protect yourself? Learn about various scams and schemes that are used to try to get your money, including telemarketing and mail. Learn some simple prevention habits and precautions to take
to protect yourself.
Tammy Harris (920) 458-3784, tharris@cccsonline.org
The Dark Side of Investing
6:15 to 7:15 p.m. in Room B203
Sponsored by: Veritas Financial Services LLC
More Information: Did you know that costs are one of the best determinants of portfolio performance, yet investors are in the dark regarding what they are actually paying. Compounding the issue is that many of these costs are hidden. This class will shed light on the many costs associated with investing and how to reduce them.
Margaret Wittkopp (920) 893-5262, margaret.wittkopp@veritasinvesting.com
Stretching Your Food Dollar
7:30 to 8:30 p.m. in Room B201
Sponsored by: Consumer Credit Counseling Service
More Information: Learn basic concepts of getting more for less in your grocery shopping. Discover how to save 10% or more on your grocery bill every month. What could you do with that extra money?
Tammy Harris (920) 458-3784, tharris@cccsonline.org
Learn more:
www.moneysmartweek.org
